Top Ways to Save on Car Insurance with Driver Education
Introduction: How Driver Education Can Lower Your Insurance Costs
Car insurance is a necessary expense for every driver, but did you know that taking a driver education course can significantly reduce your insurance premiums? Many insurance providers offer discounts to drivers who complete a certified driver education program because it demonstrates a commitment to safe and responsible driving.
At Get Drivers Ed, we provide comprehensive online driver education courses that help new and experienced drivers improve their skills, qualify for discounts, and stay safer on the road. Whether you're a teen driver, adult driver, or a senior looking for lower rates, this guide will explore the top ways to save on car insurance with driver education.
1. Insurance Discounts for Completing a Driver Education Course
How It Works
Most insurance companies recognize that drivers who complete a driver education course are less likely to get into accidents, making them a lower risk to insure. As a result, many providers offer discounts ranging from 5% to 20% on car insurance premiums for drivers who complete a state-approved driver education course.
Who Qualifies for a Discount?
Teen drivers – Many states require teens to complete a driver education course before obtaining their license. This often comes with automatic insurance discounts.
Adult drivers – Even if you’re an adult, completing a defensive driving or driver education course can lead to insurance savings.
Senior drivers – Some insurers offer mature driver discounts for older drivers who complete a refresher course.
By enrolling in a driver education course from Get Drivers Ed, you can qualify for these discounts and lower your overall insurance costs.
2. Defensive Driving Courses Reduce Insurance Costs
What is Defensive Driving?
Defensive driving teaches accident prevention techniques, such as:
✅ Maintaining a safe following distance.
✅ Identifying and reacting to potential hazards early.
✅ Handling bad weather and road conditions.
✅ Avoiding distracted or aggressive drivers.
How It Helps You Save on Insurance
Many insurance companies provide additional discounts for drivers who complete a defensive driving course. This is especially beneficial for:
🚗 Drivers with a history of traffic violations – Completing a course can help reduce points on your license.
🚦 Older drivers – Defensive driving refreshers can improve reaction times and awareness.
🛑 High-risk drivers – If you’ve had previous accidents, completing a course shows insurers that you’re improving your driving habits.
At Get Drivers Ed, we offer state-approved defensive driving courses designed to improve road safety and help drivers qualify for insurance discounts.
3. Maintaining a Clean Driving Record
Why Your Driving Record Matters
Insurance companies determine your rates based on your driving history. Accidents, speeding tickets, and other violations increase your risk level, leading to higher insurance costs.
How Driver Education Helps
Taking a driver education course at Get Drivers Ed teaches you how to:
✔ Follow traffic laws and avoid costly violations.
✔ Practice defensive driving techniques to prevent accidents.
✔ Understand state-specific driving rules that impact insurance rates.
A clean driving record keeps your insurance premiums low and helps you qualify for safe driver discounts.
4. Lower Rates for New Drivers Who Complete Driver Education
The Challenge for New Drivers
New drivers, especially teens and young adults, often pay higher insurance premiums due to their lack of experience. Insurance providers see them as high-risk drivers, which results in expensive policies.
How Driver Education Helps
Completing a driver education course from Get Drivers Ed can help new drivers demonstrate responsible driving habits, leading to:
🚗 Lower starting insurance premiums.
📉 Eligibility for good student and driver education discounts.
🛑 Reduced likelihood of accidents, which keeps future rates low.
Many states require new drivers to complete driver education before getting their license, but even if it’s not required, it’s a smart investment for insurance savings.
5. Bundling Driver Education with Other Insurance Discounts
How Bundling Works
Most insurance companies allow drivers to combine multiple discounts for maximum savings. By completing a driver education course and meeting other discount criteria, you can reduce your premium even further.
Other Discounts to Consider
💲 Good student discount – If you’re a student with a B average or higher, many insurance providers offer discounts.
🚗 Low-mileage discount – If you drive fewer miles than the average driver, you may qualify for reduced rates.
🚦 Accident-free discount – Safe driving habits can lead to discounts over time.
🛑 Multi-policy discount – Bundling auto insurance with homeowners or renters insurance often results in lower premiums.
By completing driver education with Get Drivers Ed, you increase your eligibility for multiple discounts, saving even more money.
6. Qualifying for Usage-Based Insurance (UBI) Programs
What is Usage-Based Insurance?
Some insurers offer usage-based insurance (UBI), where your premium is based on your actual driving habits. These programs use telematics devices or mobile apps to track:
✅ Speed and acceleration.
✅ Braking habits.
✅ Time of day you drive.
✅ Total mileage driven.
How Driver Education Helps
Drivers who complete a driver education course are more likely to practice safe driving habits, leading to better scores in UBI programs and lower insurance rates.
At Get Drivers Ed, we teach drivers how to develop responsible driving behaviors, helping them qualify for UBI savings.
Why Choose Get Drivers Ed for Driver Education?
At Get Drivers Ed, we offer:
✅ State-Approved Courses – Accepted by insurance companies for discounts.
✅ Flexible Online Learning – Study at your own pace, anytime, anywhere.
✅ Expert-Led Training – Learn from professional driving instructors.
✅ Insurance Benefits – Our courses help drivers qualify for lower insurance rates.
✅ Defensive Driving Strategies – Gain skills that keep you safe on the road.
Our driver education and defensive driving courses are designed to help you save money, stay safe, and drive with confidence.
Conclusion: Invest in Driver Education to Save on Insurance
Car insurance costs can add up, but taking a driver education course is one of the best ways to lower your premiums. By demonstrating safe driving habits, completing a defensive driving course, and maintaining a clean driving record, you can qualify for multiple insurance discounts.
At Get Drivers Ed, we help drivers improve their skills, reduce accident risks, and maximize insurance savings. Whether you’re a new driver, adult learner, or senior driver, our state-approved courses provide affordable and effective driver education.
🚗 Ready to save on car insurance? Enroll today in Get Drivers Ed’s Driver Education Course and start driving smarter and safer! 🚗
